A summary of Traditional IRAs, Roth IRAs, and how to choose between them...

Meet Samuel. Samuel wants to open and use an IRA. How does he go about doing it?...

You want to balance your present needs with your future needs, between saving too little or too much. If you are on track, we generally recommend saving no less than 10% and no more than 20% of your income. You may have to save more than 20% if you are behind or want to retire before your Social Security full retirement age....